How much is progressive car insurance

As of my last knowledge update in January 2022, I don’t have specific, up-to-date information on the current rates for Progressive car insurance, as insurance rates can vary widely based on several factors. Progressive is one of the largest auto insurance providers in the United States, known for its competitive rates and unique approach to providing insurance.

In this article, we’ll explore some general information about Progressive, factors that influence car insurance rates, and tips for obtaining a more accurate quote.

Progressive Car Insurance Overview:

Progressive Corporation is a well-established insurance company that has been providing auto insurance since its founding in 1937. Progressive is known for its direct-to-consumer model, allowing customers to obtain quotes and manage policies online. They offer a range of insurance products, including auto, home, and renters insurance.

Factors Influencing Car Insurance Rates:

Location: Your geographic location plays a significant role in determining car insurance rates. Urban areas with higher traffic density and crime rates may have higher premiums compared to rural areas.

Driving History: Your driving record is a crucial factor in determining insurance rates. A clean record with no accidents or traffic violations generally leads to lower premiums.

Age and Gender: Younger drivers, especially those under 25, often face higher insurance rates due to their relative lack of driving experience. Additionally, some insurance companies consider gender as a factor.

Type of Coverage: The type and amount of coverage you choose will affect your premiums. Full coverage, including comprehensive and collision, typically costs more than liability-only coverage.

Vehicle Type: The make, model, and age of your vehicle can impact insurance rates. Luxury cars and high-performance vehicles generally cost more to insure.

Credit History: In some states, insurance companies use credit history as a factor when determining rates. A good credit score may help lower your premiums.

Discounts: Many insurance companies, including Progressive, offer various discounts. These may include safe driver discounts, multi-policy discounts, good student discounts, and more.

Annual Mileage: The number of miles you drive annually can influence your rates. The more you drive, the higher the risk of accidents, which may lead to higher premiums.

Tips for Obtaining an Accurate Quote:

Provide Accurate Information: When obtaining a quote, make sure to provide accurate information about your driving history, vehicle details, and other relevant factors. Inaccurate information can result in an inaccurate quote.

Bundle Policies: Consider bundling your auto insurance with other policies, such as homeowners or renters insurance. Many insurance companies offer discounts for multiple policies.

Adjust Deductibles: You can often adjust your deductible to impact your premium. A higher deductible generally results in a lower premium, but make sure it’s an amount you can comfortably afford in case of a claim.

Ask About Discounts: Inquire about available discounts. Progressive, like many insurance providers, offers discounts for various reasons, and you may be eligible for savings you weren’t aware of.

Shop Around: Obtain quotes from multiple insurance providers, including Progressive. Prices can vary, and by comparing quotes, you can find the coverage that best fits your needs at a competitive rate.


While I don’t have the current specific rates for Progressive car insurance, it’s essential to understand that individual circumstances heavily influence insurance premiums. To get an accurate quote tailored to your situation, it’s recommended to contact Progressive directly or use their online tools. When shopping for car insurance, consider not only the cost but also the coverage options and the level of customer service provided by the insurance company. Regularly reviewing your coverage and exploring potential discounts can help you find a car insurance policy that meets your needs and budget.

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